*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Inter', sans-serif;
  background: #f3f4f6;
  color: #111827;
  line-height: 1.7;
}

/* NAV */
nav {
  background: #0f1f3d;
  padding: 0.8rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.nav-logo {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  text-decoration: none;
}
.nav-logo-name {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #fff;
  letter-spacing: 0.04em;
}
.nav-logo-sub {
  display: block;
  font-size: 10px;
  color: rgba(255,255,255,0.5);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.nav-links { display: flex; align-items: center; gap: 1.25rem; }
.nav-links a { color: rgba(255,255,255,0.75); text-decoration: none; font-size: 0.875rem; }
.nav-links a.cta {
  background: #2563eb;
  color: #fff;
  padding: 0.45rem 1rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.85rem;
  cursor: pointer;
}
.nav-links a.secondary {
  background: transparent;
  border: 2px solid rgba(255,255,255,0.35);
  color: #fff;
  padding: 0.45rem 1rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.85rem;
  cursor: pointer;
}
.nav-links a.cta:hover { background: #1d4ed8; }
.nav-links a.secondary:hover { background: rgba(255,255,255,0.08); }

/* BREADCRUMB */
.breadcrumb { background: #e5e7eb; padding: 0.55rem 1.5rem; font-size: 0.82rem; color: #6b7280; }
.breadcrumb a { color: #0f1f3d; text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }

/* LAYOUT */
.container { max-width: 900px; margin: 0 auto; padding: 0 1.5rem; }
section { padding: 3rem 0; }

/* TYPOGRAPHY */
h2 { font-size: 1.75rem; font-weight: 700; color: #0f1f3d; margin-bottom: 1rem; }
h3 { font-size: 1.1rem; font-weight: 600; color: #0f1f3d; margin-bottom: 0.5rem; }
p { margin-bottom: 1rem; color: #374151; }

/* HERO */
.hero {
  background: #0f1f3d;
  color: #fff;
  padding: 4.5rem 1.5rem 3.5rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(201,168,76,0.1) 0%, transparent 70%);
}
.hero-eyebrow {
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #c9a84c;
  margin-bottom: 0.75rem;
}
.hero h1 {
  font-size: clamp(1.75rem, 5vw, 2.8rem);
  font-weight: 700;
  line-height: 1.2;
  max-width: 720px;
  margin: 0 auto 1rem;
}
.hero p { font-size: 1rem; color: rgba(255,255,255,0.75); max-width: 560px; margin: 0 auto 1.75rem; }
.hero-cta {
  display: inline-block;
  background: #2563eb;
  color: #fff;
  font-weight: 600;
  padding: 0.8rem 2rem;
  border-radius: 999px;
  text-decoration: none;
  font-size: 0.95rem;
  transition: background 0.15s;
  cursor: pointer;
}
.hero-cta:hover { background: #1d4ed8; }

/* STAT BAR */
.stat-bar {
  background: #162d52;
  color: #fff;
  display: flex;
  justify-content: center;
  gap: 4rem;
  padding: 1.75rem;
  flex-wrap: wrap;
}
.stat { text-align: center; }
.stat-num { font-size: 2rem; font-weight: 800; color: #c9a84c; display: block; }
.stat-label { font-size: 0.78rem; color: rgba(255,255,255,0.6); letter-spacing: 0.1em; text-transform: uppercase; }

/* CARDS */
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 1.25rem;
  margin-top: 1.5rem;
}
.card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  padding: 1.5rem;
  border-top: 3px solid #2563eb;
}
.card-icon { font-size: 1.5rem; margin-bottom: 0.5rem; }

/* FAQ */
.faq-item { border-bottom: 1px solid #e5e7eb; padding: 1.1rem 0; }
.faq-item:first-child { border-top: 1px solid #e5e7eb; }
.faq-q { font-weight: 600; color: #0f1f3d; margin-bottom: 0.3rem; font-size: 0.95rem; }
.faq-a { color: #6b7280; font-size: 0.9rem; margin: 0; }

/* CTA BLOCK */
.cta-block { background: #0f1f3d; color: #fff; text-align: center; padding: 3.5rem 1.5rem; }
.cta-block h2 { color: #fff; }
.cta-block p { color: rgba(255,255,255,0.7); max-width: 500px; margin: 0.5rem auto 1.75rem; }
.cta-block a {
  display: inline-block;
  background: #2563eb;
  color: #fff;
  font-weight: 600;
  padding: 0.85rem 2rem;
  border-radius: 999px;
  text-decoration: none;
  margin: 0.35rem;
  transition: background 0.15s;
  cursor: pointer;
}
.cta-block a:hover { background: #1d4ed8; }
.cta-block a.secondary {
  background: transparent;
  border: 2px solid rgba(255,255,255,0.35);
  color: #fff;
  cursor: pointer;
}
.cta-block a.secondary:hover { background: rgba(255,255,255,0.08); }

/* FOOTER */
footer {
  background: #f1f5f9;
  border-top: 1px solid #e5e7eb;
  color: #6b7280;
  text-align: center;
  padding: 1rem 1.5rem;
  font-size: 0.875rem;
}
footer a { color: #2563eb; text-decoration: none; }
footer a:hover { text-decoration: underline; }

@media (max-width: 640px) {
  .nav-links a:not(.cta) { display: none; }
  .stat-bar { gap: 2rem; }
}
</style>